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Băncile au majorat dobânzile

Decizia Băncii Naționale de a majora rata de bază până la 13,5% a dus la creșterea dobânzilor pentru creditele și depozitele oferite de băncile comerciale. Experții din domeniul financiar afirmă că ratele majorate la credite vor aduce daune businessului și o diminuare a activității economice. Pe 17 februarie 2015, guvernatorul Băncii Naționale, Dorin Drăguțanu, a anunțat o majorare cu 5% a ratei de bază, până la 13,5%. „BNM așteaptă ca băncile comerciale să accelereze procesul de majorarea a ratelor dobânzilor în lei moldovenești. Rata la credite va duce la o scumpire a creditelor în lei. Suntem într-o situație de criză și e nevoie de un punct de echilibru", a declarat atunci Dorin Drăguțanu. La scurt timp băncile au majorat atât dobânzile la depozite, cât și la credite. Unele au început chiar și campanii de atragere a depozitelor în lei. Rata dobânzii pentru anumite depozite, în valută națională, a ajuns la 14%. Experții financiari declară că decizia BNM de majorare a ratei de bază va avea efecte negative asupra economiei reale și va afecta activitatea agenților economici.

via | www.evzmd.md

Institutions:

Banca Naţională a Moldovei

„Acest articol aparține exclusiv P.P. „Monitorul fiscal FISC.md” și este protejat de Legea privind drepturile de autor.
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The date of publishing:

04 March /2015 10:37

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Tags:

BNM | Credite | dobînda | banci comerciale | business

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