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  • „Prima casă”: marja maximă în anul 2021 va constitui 3%
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„Prima casă”: marja maximă în anul 2021 va constitui 3%

Mărimea marjei maxime pe care creditorii o pot aplica pe parcursul anului 2021 pentru creditele garantate de către stat în baza Programului de stat „Prima casă” este stabilită în mărime de până la 3% anual.  Hotărârea Guvernului nr. 938 din 22 decembrie 2020 cu privire la stabilirea marjei respective ce va fi aplicată în privința contractelor de credit încheiate începând cu data de 1 ianuarie 2021a fost publicată în Monitorul Oficial din 24 decembrie curent.
 
Amintim, în anul 2020 la contractele încheiate în cadrul Programului a fost aplicată marja maximă de 2%.

 

În bugetul de stat pentru anul 2021 alocațiile pentru implementarea Programului de stat „Prima casă” rămân la nivelul anului curent – 70000,0 mii de lei, inclusiv 50000,0 mii de lei pentru onorarea garanţiilor de stat.

 

Potrivit ultimelor date publicate de Ministerul Finanțelor, prin intermediul programului au fost procurate 5264 locuințe, suma totală a creditelor acordate de către bănci constituind 2,64 mld. lei, iar valoarea totală a garanțiilor active constituie 1,32 mld. lei.

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Marina Căldare

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The date of publishing:

29 December /2020 10:00

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