Practical accounting
Scoring-ul bancar al companiilor pe înțelesul tuturor
Deseori se întâmplă că o companie care a apelat anterior la un credit bancar solicită peste un timp de la același creditor alt credit analogic și primește oferta de creditare cu o rată mai ridicată a dobânzii. Știind că rata de refinanțare a Băncii Naționale a Moldovei (BNM) este în scădere, debitorul devine nedumerit, dacă nu indignat. Explicațiile băncii sunt următoarele: mărimea de scoring a companiei s-a înrăutățit față de data precedentă, banca suportă riscul mai mare și ridică rata dobânzii. În asemenea condiții debitorul...
Monitorul fiscal FISC.md Nr. 8(63) 2020
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Publicaţia periodică "Monitorul Fiscal FISC.MD"
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The date of publishing:
09 December /2020 08:07
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Tags:
companie | credit
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