Maib reinforces its position as the leading partner for Moldovan entrepreneurs within the “373” Program by providing the most loans and contributing significantly to the development of SMEs in the Republic of Moldova. With a total loan value of 645 million MDL, maib is the undisputed leader in this government program designed to support investments.

According to updated data as of March 13, 2025, one in three entrepreneurs who applied for funding under the "373" Program chose maib as their financial partner. Maib has granted 36% of the loans within this program, actively supporting hundreds of entrepreneurs in implementing investment projects across key economic sectors.

Key results for maib in the “373” Program:

• 645 million MDL – the total value of loans granted by maib, the highest among all participating banks;
• maib is the bank with the largest number of beneficiaries in the program;
• maib’s contribution is reflected in large-scale projects that foster economic growth and create new jobs.

Advantages of the “373” Program for entrepreneurs

The “373” Program offers highly attractive financial conditions for entrepreneurs:

• low interest rates: 3% for foreign currency loans and 7% for loans in MDL;
• generous amounts: loans up to 40 million MDL or the equivalent in foreign currency;
• loan term: loans with a maturity of up to 7 years;
• maximum grace period according to the program’s conditions: up to 3 years;
• own contribution: starting from 10% of the investment project’s value;
• ODA guarantee up to 80% of the loan value for entrepreneurs who lack sufficient collateral.

Maib has financed projects in various economic sectors, including energy production and supply, transport and storage, manufacturing, agriculture, forestry and fishing, health and social care, recreation, education, and many more.

Why choose maib as your partner in the “373” Program?

Because maib offers multiple advantages to entrepreneurs, such as:

• loan approval in just 1 day –without the need for mandatory physical presence at branches;
• digital signature– for quick and secure document signing;
• approval for a larger financial limit–so entrepreneurs can access more loans without re-registering pledge contracts;
• register the asset directly at the bank, eliminating the need for notarization.
• the possibility of accessing resources from all available external lines in the Republic of Moldova;

Sergiu Statii, Head of the Business Banking Lending Department at maib:

“At maib, we offer financing and a strategic partnership for entrepreneurs to accelerate innovation and sustainable economic growth. The “373” Program is a crucial opportunity for SMEs to invest in development and strengthen their market position. Maib plays an active role in facilitating this process through fast, flexible, and efficient solutions.

We invest in the future of Moldovan businesses, encouraging entrepreneurs to turn bold ideas into reality and actively contributing to building a more competitive economy. Every loan granted under this program is more than just a capital investment – it is a step towards creating new jobs, modernizing infrastructure, and strengthening a prosperous business environment.”

Apply now for a loan under the Entrepreneur Support Program “373” at any maib branch or online, and develop projects, expand businesses, and achieve ambitious goals.

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